Get Paid.
Pay Bills.
All in One.
Create secure payment links and settle airtime, data, cable TV, and electricity — all from a single platform. Share anywhere, collect faster, pay smarter. Powered by Flutterwave with transparent 1% fees.
Pay & Get Paid.
One Platform.
Create secure payment links to collect money — and pay airtime, data, cable TV, and electricity bills — all without creating an account. You provide your bank. We handle the rest.
⚡ 60-Second Setup
Enter your name, phone, and bank account. We verify it with Flutterwave. Your payment link is live in under a minute.
Create Now →🏦 Direct to Your Bank
Flutterwave split settlements send your money directly to your bank account within 24 hours. We take 1%. You keep 99%. Automatic. Transparent.
See Pricing →🔒 Zero Risk
Bank-level verification. Signature-secured webhooks. Idempotent transactions. Every payment confirmed before settlement.
Learn More →Built Different.
Built Better.
Secure payment links and instant bill payments on one platform. No registration required — just connect your bank and go.
🎯 Ghost Vendor Architecture
We create a secure ghost vendor account for you automatically. Your bank details are verified, your Flutterwave subaccount is created — all invisible to you.
🔀 Flutterwave Split Payments
Every payment automatically splits: 99% goes directly to your bank account, 1% to Wavy. No manual transfers. No delays. Pure automation.
📲 Share Anywhere
Your link works everywhere — WhatsApp, Instagram bio, your website, email newsletters. One link. Unlimited payments.
📱 Airtime & Data Top-Up
Instant airtime and data purchases for MTN, Airtel, Glo, and 9mobile. Select your network, enter a phone number, pick a plan, and pay — no validation wait.
📺 Cable TV & Electricity
Renew DStv, GOtv, or Startimes subscriptions and buy prepaid/postpaid electricity tokens. Customer details are validated before payment for complete accuracy.
🛡️ Enterprise Security
Rate limiting, idempotency keys, webhook signature verification, transaction state machines. Production-grade from day one.
How Wavy Works
Two products, one platform. Get paid and pay bills — both in seconds.
1. Your Bank
Enter your name, phone number, bank name, and account number. We verify your account name via Flutterwave's resolve API.
2. Your Link
Set your price and description. We generate a unique payment link at wavy.ng/pay/your-link. Share it anywhere your customers are.
3. Get Paid
Customer clicks, pays via card, transfer, or USSD. Flutterwave splits the payment. Money lands in your bank within 24 hours.
1. Choose Service
Pick your category — airtime, mobile data, cable TV (DStv, GOtv), or electricity (prepaid/postpaid). Select your provider and plan.
2. Validate
Enter your phone, smartcard, or meter number. For cable and electricity, we validate your details with the provider before you pay.
3. Pay Instantly
Complete payment securely through Flutterwave. Airtime and data are delivered instantly. Cable and electricity tokens arrive in seconds.
The Numbers
Speak
Why Nigerians trust Wavy for secure, fast settlements.
Your Money.
Your Bills.
All Sorted.
Create payment links to collect money — and pay airtime, data, cable, and electricity — all in one secure platform. No account needed.
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